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Due to this fact, you may want to consider tracking your credit score over longer periods of time.

While the fact that your credit score hasn’t moved in a few months might seem concerning, it will likely seem less so in the context of a sixty-point improvement over an entire year.

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Being aware of your credit score will help you understand your financial standing and give you the ability to know what next steps to take to improve it.

We use Trans Union (Vantage Score) to show you what’s impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers.

Checking your credit score is quite easy with Credit Sesame and can be done in 90 seconds.