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Marriage has been a declining institution among all Americans and this decline is even more evident in the Black community.In 2014 only 29% of African Americans were married compared to 48% of all Americans.) -- something that’s better off left to our friends in the 'burbs.

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We should just get married,’” says Ashley Chamblin, owner and wedding planner at Ashley M Chamblin Events in Brooklyn.

“While this trend is everywhere, it’s happening in New York City more than anywhere else in the country because people live together here before marriage probably more so than anywhere else.

This hits on a key distinction between New York City couples and those elsewhere -- whether New York couples are headed for marriage or not, a higher percentage of them end up living together early on because it makes so much financial sense.

This is true especially of younger couples who are struggling to make ends meet.

If it’s not for a romantic decision, it will be for a financial one.